Use Your Benefits
FindLoci eyewear is eligible for FSA, HSA, and most vision insurance plans. You pay at checkout and get reimbursed by your provider.
FSA and HSA
Prescription eyeglasses and prescription sunglasses are qualifying medical expenses under FSA and HSA plans.
How to pay: Use your FSA or HSA debit card at checkout, or pay with any card and submit your itemized receipt to your plan administrator for reimbursement.
Standard non-prescription glasses or sunglasses are not FSA/HSA eligible. They qualify with a prescription or a Letter of Medical Necessity from your eye doctor.
Vision Insurance
Use your vision insurance benefits toward your Loci eyewear. Simply pay at checkout, and we’ll provide an itemized receipt you can submit to your insurance provider for out-of-network reimbursement. Many plans provide benefits for frames and prescription lenses, with reimbursement amounts depending on your specific plan.
Common vision insurance providers:
- Aetna Vision
- Anthem BlueCross BlueShield
- BlueCross BlueShield FEP Vision
- CareFirst BlueCross BlueShield
- CEC Vision
- Cigna Vision
- Davis Vision
- EyeMed
- Guardian Vision
- Humana Vision
- MetLife Vision
- NVA (National Vision Administrators)
- Spectera (UHC Vision)
- Superior Vision
- UnitedHealthcare Vision
- VSP
Log in to your provider's member portal to find out-of-network claim forms. If your provider isn't listed, check your plan's website or call the number on your insurance card.
What's On Your Receipt
Every FindLoci receipt includes the details your provider needs:
- Frame name and model
- Lens type (single vision, progressive, readers, non-prescription)
- Lens add-ons (Transitions, polarization, anti-reflective, and others)
- Prescription details
- Itemized pricing breakdown
You can download your receipt from your account at any time.
Common Questions
Can I use insurance directly at checkout?
We make it easy to use your vision benefits. You’ll pay for your eyewear at checkout, and we’ll provide an itemized receipt you can submit to your vision insurance provider for reimbursement based on your plan’s out-of-network benefits.
How long does reimbursement take?
This depends on your plan. Most providers process out-of-network claims within a few weeks.
Will my plan cover the full cost?
Most plans cover a portion based on your out-of-network benefit. Check with your provider for specifics.
What if I have questions about my receipt?
Contact us at help@findloci.com and we'll help you with anything your provider needs.
